Accident insurance for gardeners


The Content Of The Article:

As a mini jobber registered garden or domestic help are accidentally insured in all domestic activities, in all related ways and on the direct route from their home to work and back. Uninsured are private activities during working hours.
If an accident at work, a work-in-progress accident or an occupational disease has occurred, the statutory accident insurance covers, inter alia, costs for the treatment at the doctor / dentist, in the hospital or in rehabilitation facilities including the necessary travel and transport costs, medicines, dressings, remedies and aids. care at home and in homes and services for participation in working life and for participation in community life (eg professional services, housing assistance). In addition, the accident insurance pays for example injured pay for loss of earnings, transitional allowance for benefits for participation in working life, pensions for insured persons for permanent damage to health and pensions for survivors (for example orphans' pensions).
The accident insurance institutions as well as the German Social Accident Insurance (DGUV), Glinkastraße 40, 10117 Berlin-Mitte (dguv.de) inform about the benefits of the statutory accident insurance and the insurance cover. Failure to register a home help at the Minijob Center may result in a work or travel accident causing the employer to be recused for the cost of the treatment.

Craftsman on ladder

Craftsman's work, which usually involves companies, such as masonry or electricians, is not one of the mini-jobs

When is a mini-job available?

If a person does household activities that are normally done by family members, it is an employment relationship where the main focus is on earning pay. If the remuneration of such jobs regularly a maximum of 450 euros per month, it is mini jobs in private households. These include household services such as cooking, cleaning, laundry, ironing, shopping and gardening. The care of children, sick, old and people in need of care is one of them. Further information can be found at: minijobzentrale.de.

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