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Calculate costs for house construction, calculateThe costs of building a house should be calculated in advance in advance. Because the more accurate the calculation of the construction costs, the fewer surprises the future builders can expect.
This is particularly important because otherwise the requested loan amount is insufficient for building a house.
However, a subsequent increase in this sum is usually only possible at a very high interest rate, so that the costs for building a house should be calculated exactly from the beginning. They are made up of three important areas, which will be described in more detail below.
The cost of planning the house
In principle, there are costs for the planning of the house, this applies both when a prefabricated house is to be built and when the architect plans a freely-planned house. From about 5,000 euros can be expected, only with this minimum amount is a meaningful planning of the house building given.
It should be noted that these costs can increase considerably if many special requests are to be implemented in the construction of houses. A precise estimate should therefore be obtained from the architect of choice or the prefabricated house provider.
The cost of the property
Of course, a house construction can only take place if there is also a corresponding property. This must first be financed. On a plot of about 700 square meters one should
Expect at least 50,000 euros in costs.
However, the regional differences are to be considered, because depending on the location of the property and its nature, for example, slope or flat area, the costs can be very different.
It should also be taken into account whether the property is already fully developed or the connections for water, heating, electricity or gas have yet to be created, which entails further costs.
In addition, commissions are often due for the broker. These are usually at five to seven percent of the purchase price and
make again several thousand euros. In this respect, it must also be calculated exactly what costs are incurred for a broker. One can avoid these costs when a property is bought by private individuals, but these are often difficult to find.
In addition there are costs for the measurement of the property. This survey is particularly important to clarify the exact boundaries of the property. Because nothing is worse than to see in retrospect that, for example, the house was built too close to the neighboring property or the like.
Also you have to count with good and gladly 1.000 Euro costs for the notary, because the property transfer of real estate is possible in Germany only over a sales contract, which was put on by the notary.
Similarly, fees for the registration of the new owner in the land register and not least the land transfer tax must be paid, which is calculated as a percentage of the land price and recently can be determined by each state itself.
Calculate the construction costs correctly
With about ten to 15 percent of the entire construction project, the construction costs should be applied. Here are costs for the expansion of the house, for drilling a well, the setting of a garden fence or the like included. The construction costs should also serve to compensate for unforeseen additional costs accordingly.
All in all, when calculating the costs of building a house, one should be careful to calculate something higher than too low. If there is still some money remaining, this can be used to help shape the layout of the grounds or to realize a special repayment of the loan.
A precise calculation is absolutely necessary, because only with it, a specific loan needs can be determined and implemented. An expensive refinancing is
thanks to the concrete calculation of the house-building costs no longer necessary.
As a result, builders are not the only ones who protect themselves against unpleasant surprises or the demolition of the construction project due to the lack of financial resources.