Buy a holiday home with a garden - is this investment worthwhile?

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Many Germans tend to buy a holiday home with a garden. That's a great thing, of course, but is it worth the investment?

A private cottage is something great

The holiday destination Germany is becoming increasingly attractive for many Germans. The Germans travel not only large cities and the North Sea coast and Baltic Sea coast, and their own garden is a popular holiday destination. After all, nobody has to spend several hours in a traffic jam, sitting in crowded trains or waiting for a long time at the check-in at the airport.

However, there is another way to spend your holidays at home, and yet very far away: in a holiday home. In times of a troubled financial market, the German concrete gold is dearer than real money. You are increasingly choosing a holiday home with a garden.

Holiday home as a secure investment

According to a Focus report, the Germans have never before bought so many holiday properties as they do today. Demand is at a record high and prices are rising. According to a survey, 53 percent of Germans opt for a holiday home or apartment in Germany.

Spain is in second place with 11 percent of the votes. Many people, who do not lack the necessary change, go to the thought "We dream of a private finca" through the head. Fincas are agricultural land. In the German language, however, the word often represents rural cottages on the Spanish mainland. And who does not dream of such a great holiday home?

Why do many Germans buy a holiday home?

One reason for the high demand is the fear of inflation. Investing in a property is considered a safe investment. But apart from saving the saved groschen, a holiday home has many advantages. What is there better than relaxing at home? Especially when in your own garden, a pool lures into the cool water, next to a small beach for tanning invites and the rest of the green oasis of soft grass is adorned - so can enjoy the summer holidays.

And such a pool including installation is usually not even more expensive than a summer holiday with a family of four. In return, you get rest for many years. So you never run the risk of getting up early to get a seat on the loungers and the pool is never overcrowded.

You do not have to fight for a couch at your own pool

You also do not have to worry about high operating costs. This is because you can, for example, with renewable energies, for which there are numerous subsidies. An air / water heat pump can also heat the water to 28 degrees. Solar absorbers that fit on the garage roof also noticeably lower energy costs. The purchase of a special pool cover is also worth the investment: it ensures that on cold nights not too much heat escapes.

Advantages / disadvantages of own holiday house

As you can see, having your own cottage with a garden has many advantages. Of course, such a holiday home is a big financial investment. But if you compare how much money you spend on your holiday in the year and how much a holiday house costs, then you will see that a holiday home with a garden is cheaper for years.


  • Pets are always allowed to travel
  • Children can move freely
  • Holiday is quite cheap, even if you cater for yourself
  • Holiday house can also be rented
  • Seen over years, the house purchase pays off


  • First of all a pretty big financial purchase
  • Holiday home abroad: somebody may have to take care of the management on site
  • They are responsible for the housekeeping and catering itself

The decision for a holiday home

Anyone who has decided to buy a holiday home is, of course, faced with a few big questions: where should the holiday home be located, how big should this be, or what is your financial limit ?, etc.

Do you already have an idea?

If you do not have one yet or if you have a special idea, then you should visit some real estate portals. Because here you can sometimes write true bargains.

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